--- title: Embedded finance. Built together. --- ![Liberis](https://landing.liberis.com/hubfs/Landing%20page%2001-2026%20Images/liberis-logo.svg) ## Offer transformative business funding from your platform. #### Please provide some details so we can personalize your experience. # Embedded finance. Built together. Empowering small businesses with funding in the moments that matter, serving their evolving needs as they move through the business lifecycle. Create a growth loop through your platform - fund merchants in the moments that matter, boost GMV and encourage uptake on your core services. [Our Products](https://landing.liberis.com/explore#products) # Embedded finance. Built together. Empowering small businesses with funding in the moments that matter, serving their evolving needs as they move through the business lifecycle. Drive customer loyalty through transformational funding that can attract, and scale to, a diverse range of small businesses. [Our Products](https://landing.liberis.com/explore#products) # Embedded finance. Built together. Empowering small businesses with funding in the moments that matter, serving their evolving needs as they move through the business lifecycle. Launch a financial ecosystem inside your platform to drive greater share of wallet and deeper engagement with your sellers. [Our Products](https://landing.liberis.com/explore#products) # Embedded finance. Built together. Empowering small businesses with funding in the moments that matter, serving their evolving needs as they move through the business lifecycle. Turn your payments channel into a growth engine. Leverage deep customer insights and personalised funding solutions to drive small business growth and increase transaction volumes - driving higher GMV and stickiness for your core offering. [Our Products](https://landing.liberis.com/explore#products) # Embedded finance. Built together. Empowering small businesses with funding in the moments that matter, serving their evolving needs as they move through the business lifecycle. Create a growth loop through your platform - fund merchants in the moments that matter, boost GMV and encourage uptake on your core services. [Our Products](https://landing.liberis.com/explore#products) # Embedded finance. Built together. Empowering small businesses with funding in the moments that matter, serving their evolving needs as they move through the business lifecycle. Launch a financial eco-system inside your platform to drive greater share of wallet and deeper engagement with your sellers. [Our Products](https://landing.liberis.com/explore#products) 5 Products $500-$2M Funding Range 16 Countries 1 API Integration ## Build your unique funding experience Create a bespoke funding program designed around your business goals and merchant needs, using our core product blueprints. ## Starter Capital Low barrier finance offered to small businesses as they onboard or on day-one, access to further capital is then unlocked as their business transacts and grows. [Explore](https://landing.liberis.com/explore#) ![starter-capital](https://landing.liberis.com/hs-fs/hubfs/starter-capital.webp?width=820&height=500&name=starter-capital.webp) ## Starter Capital Low barrier finance offered to small businesses as they onboard - available from day one. Access to further capital is unlocked as their business transacts and grows. - Offers between $500-$50k - No transaction history required - Light underwriting criteria - 90% approvals - Payments based on agreed % of daily sales [Speak to partnerships](https://landing.liberis.com/explore#partnerships-popup) ## Flex Capital Works just like a Line of Credit, small businesses can access funds as often as they need, from their personalised available capital. Plus, they only pay for what they use. No surprises, just flexibility. [Explore](https://landing.liberis.com/explore#) ![flex-capital](https://landing.liberis.com/hs-fs/hubfs/flex-capital.webp?width=820&height=500&name=flex-capital.webp) ## Flex Capital A line of credit style product for always-on funding. Small businesses access on-demand capital and only pay for what they use. Plus, their balance replenishes and grows as they grow. - Offers between $1k-$2m - Replenishing balance that increases as they grow - Fixed fee on each advance - Payments based on agreed % of daily sales [Speak to partnerships](https://landing.liberis.com/explore#partnerships-popup) ## Pay with Liberis Meet customers with capital when they need it with fee-free funding offered at checkout. For businesses that want to power their growth with products or services available in your portfolio. From point-of-sale hardware to marketing spend. [Explore](https://landing.liberis.com/explore#) ![pay](https://landing.liberis.com/hs-fs/hubfs/pay.webp?width=820&height=500&name=pay.webp) ## Pay with Liberis Pay-over-time capital offered at check-out, for funding at the point of need. Driving conversion on purchases from your platform. Access to further capital unlocked as their business transacts and grows. - Offers between $500-$10k - No transaction history required - Option to ‘pay over time’ at check-out - Payments based on agreed % of daily sales [Speak to partnerships](https://landing.liberis.com/explore#partnerships-popup) ## Merchant Cash Advance Our flagship product, funding that powers small businesses smoothly through the ups and downs. Instant access to capital and payments that flex based on daily revenue. [Explore](https://landing.liberis.com/explore#) ![business-cash](https://landing.liberis.com/hs-fs/hubfs/business-cash.png?width=820&height=500&name=business-cash.png) ## Merchant Cash Advance Working Capital for short-term funding. Lump-sum capital delivered fast, with payments based on revenue to align with the ups and downs of business life. - Offers between $1k-$1m - Funds delivered in minutes - Single fixed fee - Payments based on agreed % of daily sales [Speak to partnerships](https://landing.liberis.com/explore#partnerships-popup) ## A merchant's funding journey in your eco-system Start 01 Grow 02 Sustain 03 ## Starter Capital Switches to your platform and has instant access to a capital offer. Uses funds to onboard, covering implementation costs, training and initial inventory needs. Switches to your platform and has instant access to a capital offer. Uses funds to cover migration costs, data transfer, staff training and initial subscription fees. Joins your marketplace and uses day-one capital to fund promotional ads and featured listings, to quickly build momentum and visibility on your platform. A merchant considering new payments providers is incentivized to switch based on the offer of capital from day one. They onboard, then use funding to purchase new POS terminals, offsetting the cost of switching. Switches to your platform and has instant access to a capital offer. Uses funds to onboard, covering implementation costs, training and initial inventory needs. Joins your marketplace and uses day-one capital to fund promotional ads and featured listings, to quickly build momentum and visibility on your platform. [Learn More](https://landing.liberis.com/explore#partnerships-popup) ![start](https://landing.liberis.com/hs-fs/hubfs/start.webp?width=1000&height=600&name=start.webp) ## Pay with Liberis Later uses funding at the point of purchase, financing new POS hardware and adding new premium features seamlessly at check-out. Accesses pay-over-time funding at the point of purchase to finance annual subscription costs, premium features and invest in growth driving third-party integrations. Purchases essential growth tools like listing optimization services and advertising credits, right at the point of purchase, checking out seamlessly with no upfront cost. As the business expands into new premises, it takes advantage of pay-over-time funding offered at check-out, to buy a range of POS terminals for the new space. Later uses funding at the point of purchase, financing new POS hardware and adding new premium features seamlessly at check-out. Purchases essential growth tools like listing optimization services and advertising credits, right at the point of purchase, checking out seamlessly with no upfront cost. [Learn More](https://landing.liberis.com/explore#partnerships-popup) ![grow](https://landing.liberis.com/hs-fs/hubfs/grow.webp?width=1000&height=600&name=grow.webp) ## Flex Capital Continues to access an always-on, replenishing Capital balance to maintain operations, invest in new growth opportunities and cover cash flow. Continues to regularly access always-on replenishing credit to cover operational costs, as well as occasionally seizing new opportunities to invest in digital marketing. Seizes a new opportunity to grow - takes a new advance from the available capital balance to stock up on a high-demand product based on marketplace trends. Continues to regularly access always-on replenishing credit to cover operational costs, seasonal stock and staffing, maintaining profit margins without having to slow down sales. Continues to access an always-on, replenishing Capital balance to maintain operations, invest in new growth opportunities and cover cash flow. Seizes a new opportunity to grow - takes a new advance from the available capital balance to stock up on a high-demand product based on marketplace trends. [Learn More](https://landing.liberis.com/explore#partnerships-popup) ![sustain](https://landing.liberis.com/hs-fs/hubfs/sustain.webp?width=1000&height=600&name=sustain.webp) ## Talk to us Find out how we can support your small business customers [Contact ](https://landing.liberis.com/explore#partnerships-popup) ![](https://landing.liberis.com/hubfs/Landing%20page%2001-2026%20Images/bbg2.svg) PARTNERED WITH ![eBay](https://landing.liberis.com/hubfs/Landing%20page%2001-2026%20Images/eBay.svg) ![Next2](https://landing.liberis.com/hubfs/Next2.svg) ![Vagaro2](https://landing.liberis.com/hubfs/Vagaro2.svg) ![Sage](https://landing.liberis.com/hubfs/Sage.svg) ![Teya](https://landing.liberis.com/hubfs/Teya.svg) ![Clover](https://landing.liberis.com/hubfs/Landing%20page%2001-2026%20Images/Clover.svg) ![deliveroo](https://landing.liberis.com/hubfs/deliveroo.svg) ![Worldpay](https://landing.liberis.com/hubfs/Landing%20page%2001-2026%20Images/Worldpay.svg) ![Sezzle](https://landing.liberis.com/hubfs/Landing%20page%2001-2026%20Images/Sezzle.svg) ![Elavon](https://landing.liberis.com/hubfs/Landing%20page%2001-2026%20Images/Elavon.svg) ![Global-Payments](https://landing.liberis.com/hubfs/Landing%20page%2001-2026%20Images/Global-Payments.svg)